What's the Best Credit Card for Buying Furniture? - Part 3

Another useful benefit offered by credit cards is purchase protection. Purchase protection will pay for the repair or replacement of a qualifying item in the event that it is stolen or damaged within a specified time period.

With some of their cards covering up to $10,000 per incident if something purchased on the card becomes lost or broken in the first 90 days after purchase, American Express often has the most aggressive purchase protection of all the cards, according to Burgess.

Loyalty Initiative. Furthermore, according to Gaughan, bank loyalty programs can add a further layer of financial benefits on large purchases. For instance, members of the Bank of America Preferred Rewards Program receive a 25%–75% bonus on their credit card rewards.

When you purchase your next piece of furniture, you may increase your cash back earnings even further because this corresponds to up to 5.25% cash back in your preferred category.

The best credit cards for furniture purchases

You may begin comparing cards once you have a list of the features that are most significant to you in a credit card for furniture purchases. We compiled a list of some of the best options available right now.
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