What Should You Know About Getting a First Credit Card?

If you want to get a credit card while you're in college, you need first and foremost make sure you're prepared for the obligation. Cards are a terrific method to establish credit, but you must keep balances low and make on-time, complete payments on all of your obligations each month.


Consider choices like secured credit cards and student loans that require little to no credit history. You can narrow down your options by comparing APRs, security deposits, annual fees, and rewards programs.


Don't apply for too many credit cards at once, and look for cards that offer prequalification. Hard inquiries caused by your applications may damage your credit.


You might have to prove your income, present enrollment documentation, and state the name of your college in order to get clearance.


If you want to get a credit card while you're in college, you need first and foremost make sure you're prepared for the obligation. Cards are a terrific method to establish credit, but you must keep balances low and make on-time, complete payments on all of your obligations each month.


Consider choices like secured credit cards and student loans that require little to no credit history. You can narrow down your options by comparing APRs, security deposits, annual fees, and rewards programs.



Don't apply for too many credit cards at once, and look for cards that offer prequalification. Hard inquiries caused by your applications may damage your credit.

You might have to prove your income, present enrollment documentation, and state the name of your college in order to get clearance.







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