Best business credit cards for startups in 2023 - Part 2

You must meet the spending threshold in order to receive the incentive, so think carefully about the charges you'll make and how you'll handle the bill. To fully profit from the sign-up incentive, plan ahead and pay the loan off by the due date.

American Express Business Gold Card: Best for flexible payment arrangements

Need to fund a significant marketing campaign or more research and development but don't currently have the funds to do so? The Gold Card from American Express® for Business.

You have the option of using the Amex Pay Over Time plan or paying the total sum in full without incurring any interest at the end of your billing cycle. If you select Pay Over Time, you can divide the price of a major purchase into interest-bearing monthly installments.

This card is ideal for startups with potential future large purchases since it combines the benefits of a high-limit charge card with a credit card that permits revolving balances.

There is no defined credit limit.

possesses the capacity to carry a balance while using Amex's Pay Over Time travel insurance features, such as trip delay and baggage delay insurance.
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